In a financial landscape where building wealth often seems reserved for the privileged few, Vault22 is changing the game. The digital wealth management platform (formerly known as 22seven) has launched innovative Active ETFs that bring professional investment management within reach of all South Africans, regardless of their starting point.
Building Wealth: A Process, Not a Privilege
"With our new Active ETFs, you are not simply buying funds, you are gaining access to decades of investment excellence from one of South Africa's most respected asset managers with a long-standing track record that was built on decades of trust, foresight and financial returns," says Benito Mable, CEO of Vault22. "Our vision is simple: building wealth should be a process, not a privilege. Every South African deserves the opportunity to secure their financial future, regardless of where they start."
This philosophy underpins Vault22's latest offering, which allows South Africans to begin their investment journey with as little as R500. At a time when the rising cost of living is squeezing household budgets tighter than ever, this accessibility couldn't be more timely.
Understanding Active ETFs
While traditional ETFs (Exchange-Traded Funds) typically track a specific index passively, Active ETFs combine the best of both worlds. They offer the accessibility, liquidity and cost-efficiency of ETFs with the benefits of active management by professional investment teams. This means investment experts are continuously monitoring, analysing and adjusting the fund's holdings to capitalise on market opportunities and manage risk—rather than simply mirroring an index. For everyday investors, Active ETFs provide sophisticated investment strategies that were previously available only to institutional or high-net-worth individuals, all in an accessible, transparent format.
Investment Excellence Made Accessible
What sets Vault22 apart is how it brings together heavyweight financial expertise in an intuitive digital platform. The new Active ETFs combine the investment heritage of Coronation with Prescient's precision-driven approach, offering two distinctive pathways:
- Coronation Active ETFs: Harness over three decades of investment expertise, combining the accessibility of ETFs with proven investment strategies to deliver diversified, actively managed solutions designed for today's dynamic market environment.
- Prescient Active ETFs: Employ a methodical, risk-conscious approach aimed at delivering stable, inflation-beating returns. This offering blends the liquidity and flexibility of ETFs with proactive, research-backed management techniques.
World-Class Security Infrastructure
Operating within ABSA's trusted financial framework, Vault22's platform delivers institutional-grade security and seamless transaction processing for all investors. Every aspect of the platform adheres to the highest standards of financial security and regulatory compliance.
Finding Your Investment Path
What makes Vault22 particularly user-friendly is its personalised approach. New users complete a simple investor profile quiz that takes just minutes to complete but provides valuable guidance on their investment journey.
Based on your answers to questions about investment goals, timeframes, risk tolerance, and reaction to market volatility, Vault22 places you in one of five investor profiles:
- Safe Stepper (Conservative)
- Cautious Climber (Cautious)
- Balanced Buffet (Balanced)
- Growth Gladiator (Growth Focused)
- Rocket Rider (Aggressive)
This personalisation ensures that your investments align with your financial goals and comfort level, rather than forcing you into a one-size-fits-all solution.
Making Wealth Creation Accessible
This latest offering represents a significant advancement in democratising sophisticated wealth management for South Africans. The platform seamlessly integrates user-friendly digital tools with professional investment expertise, enabling South Africans to take control of their financial future with confidence.
"In today's environment, starting to invest early and regularly is more important than ever," explains Mable. "Working alongside South Africa's most trusted financial institutions, our platform makes professional investment management accessible and understandable to everyone. We believe that by removing traditional barriers to investing, we can help more South Africans build lasting financial security."
Beyond Investments: Complete Financial Management
Vault22 goes beyond just investments. The platform helps users link their bank accounts to get a comprehensive view of their finances, create automatic budgets, and receive helpful insights through "Nudges" that guide better financial decisions.
"Vault22 will show you things you didn't know about your money, helping you to get better with it and find more of it," the platform promises in its welcome email to new users.
The mobile app, available on Android, Huawei Store, and iOS, ensures you can manage your money anytime, anywhere.
Key Features at a Glance
The new Active ETFs feature:
- Low minimum investment requirements starting from R500
- Clear, transparent fee structures with no hidden costs
- Easy-to-understand investment information in plain language
- Professional management expertise previously available only to high-net-worth individuals
- Digital-first accessibility through any smartphone or computer
- Flexible contribution options to suit different income levels
Taking the First Step
For those looking to take control of their financial future, getting started with Vault22 is straightforward:
- Register with basic details (name, email, phone)
- Verify your email and phone
- Link your bank account
- Complete the investor survey
- Start your investment journey with as little as R500
Winner of the FNB APP OF THE YEAR -- BEST FINANCIAL SOLUTION 2024, Vault22 is quickly establishing itself as South Africa's leading digital wealth management platform.
Ready to build your financial future? Complete Vault22's investor profile quiz or download the app from your app store today.